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Excerpt: In 1966, the Harvard Business Review introduced the idea of “paperless clearing houses”, in reference to the emergence of digital data storage. Since then, the microprocessor industry emerged, personal computers were introduced, and before we knew it, everyone is connected by the web. The delivery and the digitization of data is no longer a fantasy. But the implementation and eventual realization of this inevitable “paperless” world, however, is taking longer than expected. Ten years ago, we were told that every participant in the information age is marching towards the digital world in more or less uniformity. But despite the obvious…